Buying a House in Alaska With Bad Credit and Low FICO Scores
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Buying a House in Alaska With Bad Credit and Low FICO Scores

ByGustan Cho
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This article will cover buying a house in Alaska with bad credit and low FICO credit scores. Are you looking to buy property in one of the most stunning landscapes with open wilderness in the United States and don’t mind the cold weather? If so, you should check out Alaska! Here is the thing, not…

W2-Income-Only Mortgages
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W2-Income-Only Mortgages

ByGustan Cho
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This guide covers qualifying for W2-Income-Only Mortgages. Borrowers who are W-2 wage earners and mortgage underwriters will go off the most recent paycheck stubs reflected on the past 30 days and from the employer’s employment verification. Two years of W2s are required, but there is a lot of leniency with W-2 wage earners. The following…

1099-Income-Only Mortgages For Borrowers
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1099-Income-Only Mortgages For Borrowers

ByGustan Cho
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Apply Now In this mortgage guide on Gustan Cho Associates, we will cover qualifying for 1099-income-only mortgages. Many people are 1099-income-only wage earners and have a lot of unreimbursed business expenses on their tax returns. Mortgage lenders use the adjusted gross income and not the income from the income tax returns. Adjusted gross income is…