Why Gustan Cho Associates

Why Gustan Cho Associates


Many folks ask Why Gustan Cho Associates for your mortgage lender. There are thousands of mortgage companies but what makes Gustan Cho Associates special versus other mortgage giants. The answer is simple and we are proud to tell you FACTS versus FICTION. Unlike other banks, credit unions, and mortgage companies, you will get personalized service 7 days a week, evenings, weekends, and holidays. Every borrower has their assigned licensed loan officer’s cell numbers. Our licensed and support personnel are available 7 days a week, evenings, weekends, and holidays.

Why Gustan Cho Associates? Gustan Cho Associates has the states (48 states), has the products (over 210 wholesale lending partners on no lender overlays government and conventional loans and non-QM and alternative mortgage loan programs), and has the lowest mortgage rates than our competitors (broker compensation model versus mortgage banker comp plan with hidden commissions).  In the next paragraph, we will discuss why Gustan Cho Associates for you mortgage lender.

About Us at Gustan Cho Associates

Gustan Cho Associates is a dba of NEXA Mortgage LLC, (Corporate NMLS 1660690 and Branch NMLS 2315275), the largest mortgage broker in the nation. Licensed in 48 states, including DC, Puerto Rico, and the U.S. Virgin Islands. Gustan Cho Associates has a national reputation for being able to do loans that other mortgage companies can.

Not only does Gustan Cho Associates has a no lender overlay on government and conventional loans business platform, but has a network of over 210 wholesale mortgage lending partners in hundreds of niche loan programs. In the following sections of this guide on Why Gustan Cho Associates, we will show you why Gustan Cho Associates has grown so fast and is now a nationwide mortgage lender licensed in 48 states including Washington DC, Puerto Rico, and the U.S. Virgin Islands.

Gustan Cho Associates Has The States, Products, Lowest Rates

Gustan Cho Associates has every mortgage loan options for owner-occupant homes, second homes, investment homes, and commercial properties. With a lending network of over 210 wholesale mortgage lenders, you will never see a mortgage loan product that is not available. From government and conventional loan programs with no overlays to non-QM and no-doc mortgage loans for owner-occupant primary homes and loan programs for real estate investors.

Mortgage Options For Primary Homebuyers and Real Estate Investors

Our mortgage experts can help you with FHA, VA, USDA, and conventional loans with no overlays, to non-QM loans, DSCR loans, bank statement mortgages, no-doc mortgage loans, fix-and flip, reverse mortgages, multi-unit home loans, asset-depletion mortgages, stated income mortgages, hard money loans, HELOCs and second mortgages, and all in one mortgages.

Over 80% of Our Clients at Gustan Cho Associates are Borrowers Who Could Not Qualify at Other Lenders Due To Lender Overlays or Because The Lender Did Not Have The Mortgage Loan Option The Borrowers Was Best Suited For…..

The team at Gustan Cho Associates has expanded to being licensed in 48 states because of popular demand by our realtor referral partners, preferred real estate brokers, preferred third-party professionals (real estate attorneys, accountants, title company professionals, divorce attorneys, bankruptcy attorneys, and dually licensed realtor/MLO partners.)

Low Competitive Mortgage Rates

Since Gustan Cho Associates compensation plan is based on a broker model, you will find our mortgage rates are one of the lowest in the industry. Gustan Cho Associates can offer lender paid and borrower paid compensation plans.

Gustan Cho Associates has a national reputation for being able to qualify, approve, and close homebuyers who could not qualify at other lenders. Not all mortgage lenders are created equally. Gustan Cho Associates says YES, when the competition says NO.

Gustan Cho Associates regional offices is headquartered in Oakbrook Terrace, Illinois. Our licensed loan officers are licensed in 48 states and are available around the clock. In the following sections, we will discuss why Gustan Cho Associates is different than our competition. We will cover and explain what makes Gustan Cho Associates different than other mortgage companies.

Why Gustan Cho Associates Is Different Than The Competition

Over 80% of our clients at Gustan Cho Associates are borrowers who could not qualify at other mortgage companies either due to overlays or because the lender did not have the mortgage loan options best suited for the borrower. Gustan Cho Associates is one of seven subsidiaries and DBAs of Gustan Cho Associates  Licensed in 48 states including Washington DC, Puerto Rico, and the U.S. Virgin Islands.

Gustan Cho Associates has a national reputation for being a one-stop mortgage shop. We have FHA, VA, USDA, and conventional loans with no overlays and hundreds of non-QM alternative loan programs for owner-occupant homes, second homes, investment homes, and commercial properties. 

Gustan Cho Associates has a national reputation for being able to do mortgage loans other lenders cannot do. Armed with a network of over 210 wholesale mortgage lending partners, Gustan Cho Associates has every mortgage loan option that is available in the marketplace. If you need a certain mortgage loan program, you can bank on being available at Gustan Cho Associates The team at Gustan Cho Associates are experts in being able to do mortgage loans other loan officers cannot do.

Best Mortgage Lenders For Bad Credit and Lowest Rates

Gustan Cho Associates has the most mortgage loan options, the lowest rates than the competition, and is licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands. Our team of mortgage experts are the best of the best in the mortgage industry. Over 80% of our clients are borrowers who got a last-minute mortgage loan denial or borrowers who could not qualify at other lenders due to the lender having overlays.

If you cannot find the mortgage loan program you are looking for, please contact us at Gustan Cho Associates at 262-716.8151 or text us for a faster response. Or email us at gcho@gustancho.com. The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. Gustan Cho Associates says YES when our competition says NO.