Chapter 13 Home Loan Guidelines on FHA and VA Mortgages
| | |

Chapter 13 Home Loan Guidelines on FHA and VA Mortgages

In this blog, we’ll delve into Chapter 13 home loan guidelines on FHA and VA Mortgages. Navigating the world of home loans can be daunting, especially if you have a Chapter 13 bankruptcy in your financial history. However, despite past financial struggles, both Federal Housing Administration (FHA) and Veterans Affairs (VA) loans provide potential pathways…

Can I Do a Cash-Out Refinance In Chapter 13 Bankruptcy?
| | | | | |

Can I Do a Cash-Out Refinance In Chapter 13 Bankruptcy?

Homeowners with equity in their homes can do a cash-out refinance in Chapter 13 Bankruptcy repayment plan to buy out Chapter 13. Home prices have skyrocketed in the past four years. Home prices have gone up 43% nationwide. The coronavirus outbreak in 2020 did not make a dent in the housing market. While the housing…

HUD Chapter 13 Guidelines With Late Payments on FHA Loans
| | | | | |

HUD Chapter 13 Guidelines With Late Payments on FHA Loans

Apply Now This guide will cover the HUD Chapter 13 Guidelines with late payments on FHA loans. We will discuss qualifying for FHA loans during Chapter 13 Bankruptcy and whether you will be eligible for late payments.  Gustan Cho Associates are mortgage experts when it comes to guidelines surrounding bankruptcies. We offer all Conventional, FHA,…

Chapter 13 Mortgage Guidelines For FHA and VA Loans
| | | | | |

Chapter 13 Mortgage Guidelines For FHA and VA Loans

Apply Now In this article, we will cover Chapter 13 Mortgage Guidelines for FHA and VA loans. Both FHA and VA loans Chapter 13 Mortgage Guidelines are exactly the same. The only two traditional mortgage loan program that allow for manual underwriting are FHA and VA loans. The manual underwriting guidelines for FHA and VA…

Chapter 13 Trustee Mortgage Approval on FHA or VA Loans
| | | | | | |

Chapter 13 Trustee Mortgage Approval on FHA or VA Loans

Apply Now This Article Is About getting Chapter 13 Trustee Mortgage Approval on FHA or VA loans. You can buy a house during the repayment plan during Chapter 13 Bankruptcy. You do not have to wait until the Chapter 13 has been discharged. Not too many loan officers, realtors, or even bankruptcy attorneys realize that…

VA Loan After Chapter 7 Versus Chapter 13 Bankruptcy
| | | | |

VA Loan After Chapter 7 Versus Chapter 13 Bankruptcy

Apply Now This blog will cover and discuss qualifying for a VA loan after Chapter 7 versus Chapter 13 Bankruptcy. There are specific different agency guidelines for borrowers to qualify for a VA loan After Chapter 7 versus Chapter 13 Bankruptcy, Homebuyers can qualify for a VA loan after bankruptcy. HUD, the parent of FHA,…